Cryptoquip Answer for 09/23/2020

JI HCJOB OALCLFMAPR ZYLCK OAKJC ZDZCOEKGOB, YL RLF BFDDLBK OAKR EJMAO HK JG-IPZO-FZOKY?

TODAY’S CLUE: I = F

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ANSWER:   IF BRITS THOROUGHLY ADORE THEIR APARTMENTS, DO YOU SUPPOSE THEY MIGHT BE IN-FLAT-UATED?